EarningsFlow AI
Automated earnings calendar with AI insights.
Zero-human service delivering real-time earnings dates and AI summaries.
01痛点与机会
痛点
Investors manually track scattered earnings dates, missing key events.
为什么是现在
AI APIs and SEC data enable fully automated tracking.
02解决方案与产品
Automated calendar with AI summaries, alerts, portfolio sync.
- Real-time earnings dates from SEC EDGAR and press releases.
- AI-generated one-line earnings summaries and implied move estimates.
- Personalized email/SMS alerts based on watchlist.
- Calendar sync with Google/Apple/Outlook.
A无人公司 · 零人工运营架构
Full loop automated via n8n, OpenAI, Stripe, Twilio.
| 环节 | 全自动实现方式 |
|---|---|
| Acquire users | AI-generated SEO articles and auto-posts on social media. |
| Deliver service | Cron fetches data from API, generates AI summary. |
| Customer support | Chatbot answers FAQs, auto-escalates if needed. |
| Collect payments | Stripe subscriptions auto-processed. |
| Operate infrastructure | Uptime monitor auto-restarts via Pipedream. |
| Send alerts | Twilio email/SMS before earnings. |
人工监督（法律最低限度）： Legal minimum: registered agent, automated CPA reports.
03市场分析
Scale via programmatic SEO for thousands of ticker phrases.
04商业模式与定价
Free
Basic calendar, 5 tickers, weekly email.
Pro
Unlimited tickers, real-time alerts, AI summaries.
Team
Shared watchlists, API access.
COGS $3/mo/user, gross margin 70% at Pro tier.
05增长策略
- SEO: auto-generate pages for '[ticker] earnings date' capturing long-tail search.
- Product Hunt launch with AI-generated demo and newsletter.
- Affiliate program for finance blogs with automated tracking.
- Free embeddable calendar widget for investing newsletters.
06竞争格局
| 竞争对手 | 我们的优势 |
|---|---|
| Yahoo Finance Calendar | AI summaries and personalization, no ads, lower cost. |
| Earnings Whispers | Automation enables lower price and API access for prosumers. |
| TipRanks | Focused solely on earnings calendar, faster and simpler. |
07财务预测（5 年）
| 年度 | 收入 | 付费用户 | EBITDA |
|---|---|---|---|
| Y1 | $24k | 200 | -$7k |
| Y2 | $72k | 600 | $10k |
| Y3 | $180k | 1500 | $60k |
| Y4 | $420k | 3500 | $200k |
| Y5 | $840k | 7000 | $450k |
ARPU $10/mo, 2% free-to-paid, COGS $3/mo/user, fixed costs $2k/mo Y1 growing to $5k/mo Y5.
E数据依据与计算
| 关键论断 | 出处 / 计算式 |
|---|---|
| US retail investors ~60M. | FINRA Foundation National Financial Capability Study (2023). |
| Active earnings-focused traders 1% = 600k. | Conservative assumption: 1% of retail actively use niche finance tools. |
| ARPU $10/mo. | 95% Pro $9 + 5% Team $29 = $10/mo blended. |
| Free-to-paid conversion 2%. | OpenView SaaS benchmark: freemium conversion 1-3%. |
| COGS $3/mo/paying user. | For 200 users: API $50, OpenAI $20, email $10, hosting $20 = $100/mo total, $0.5/user, plus AI summaries $2.5/user. |
| Y1 revenue $24k. | 200 paying users × $120/yr = $24k. Derived from 10,000 email signups × 2% conversion. |
C合规与公序良俗
合法性
Data from public SEC EDGAR and press releases, used within terms.
公序良俗
Provides factual earnings dates only; no investment advice; not a gambling product.
数据隐私
Stores only email and watchlist; GDPR/CCPA compliant; no selling data.
08风险与对策
| 风险 | 对策 |
|---|---|
| API data inaccuracies | Cross-check multiple sources; display source and disclaimer. |
| Market downturn reduces interest | Freemium retains users; add portfolio risk alerts. |
| Competition free calendars | Differentiate with AI summaries and personalization. |
| Regulatory changes on financial data | Use public data; automated compliance checks via AI. |
09产品路线图
Phase 1
Launch MVP with calendar and email alerts using no-code tools.
Phase 2
Add AI earnings summaries and portfolio sync.
Phase 3
Roll out API for fintech partners and embeddable widgets.
Phase 4
Expand to international markets and options flow insights.
模型: deepseek/deepseek-v4-pro · 查看全部计划书